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Can you apply for a home loan before you find a property?

If you are seeking an Australian property, why not consider getting an pre approval to ensure that you can obtain a loan approval so you can start looking for your property.

Yes! In fact, if you are in the process of looking for a property, it is a good idea to apply for pre-approval.

The pre-approval process will give you the opportunity to review your financial situation and determine if you are likely to qualify based on the estimated loan amount and purchase price information that you provide in your application.

A pre-approval gives you greater flexibility and leverage while you conduct your home search. It should be noted, however, that it is not a fixed offer, and rates and features of the loan may change when you decide on the property you will buy.

Footnote: To arrange your free, no obligation Loan Approval simply email helen@smats.net  

- finance, interest, loan

DISCLAIMER: All information provided is of a general nature only and does not take into account your personal financial circumstances or objectives. Before making a decision on the basis of this material, you need to consider, with or without the assistance of a financial adviser, whether the material is appropriate in light of your individual needs and circumstances. This information does not constitute a recommendation to invest in or take out any of the products or services provided by SMATS Services (Australia) Pty Ltd or Australasian Taxation Services Pty Ltd.

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