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House? Check. Money? Check. Ke...

House? Check. Money? Check. Keys? Check.

Looking to buy a house for your relocation to Australia?  Here are some tips about what needs to be done when getting ready to acquire.

Looking to buy a house? To ensure a smooth and successful move, here are some things to tick off your list as you go through the process, from thinking about it to moving in:

  • Compare lenders, considering more than just interest rates. Then, once you decide on a lender, obtain pre-approval for a loan
  • Inspect lots of properties, taking a "wishlist" with you and making notes to compare the ones you fancy
  • When you find a property you are interested in, ask for a contract and refer it to your solicitor or conveyancer to check special conditions etc
  • Ask the vendor for details of council and water rates
  • Make several visits to the house at different times throughout the day, night and week to check noise and traffic
  • Once a date has been set for settlement, arrange power and phone connections, newspaper delivery and all necessary insurance
  • Notify your roads and traffic authority, insurers, banks, medical fund, electoral roll, etc of your change of address. Send some eye-catching notes to your friends and relatives telling them you have moved, then get the post office to re-direct other mail for a few months to catch the random, forgotten ones
  • Update home contents insurance to protect your personal belongings
  • Organise with the selling agent for a final inspection the morning of the settlement to ensure the vendors are moving out and that the inclusions in the contract are there.

All information provided is of a general nature only and does not take into account your personal financial circumstances or objectives. Before making a decision on the basis of this material, you need to consider, with or without the assistance of a financial adviser, whether the material is appropriate in light of your individual needs and circumstances. This information does not constitute a recommendation to invest in or take out any of the products or services provided by SMATS Services (Australia) Pty Ltd or Australasian Taxation Services Pty Ltd.

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